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Q(1) Banking business is full of risks. Bank managers should know the banking risks and how to protect their bank against these risks. Explain the banking risks that every ALCO member should be aware of.
Q(2) Prepare a sample "Balance Sheet" and a sample "Statement of Income" for "Bank Sample A.S." as of 31/12/1998 and for the year then ended (Use 3 digit numbers).
Q(3) If you are appointed as the General Manager of a Bank which has a significant amount of "Non performing Loans" and the Board of Directors of the Bank gave you the task of solving this problem, what actions will you take to prevent the problem loans to grow in the bank and what things will you do in the bank so that the bank management will give proper loans which will not create collection problems in the future?
Q(4) There are different types of plastis cards used as a payment tool in the market. Explain the different types of plastic cards used, how they are used?, why they are used?, what are the differences between these card?
Q(5) List the CAMEL ratios. Explain what each ratio shows to ALCO.
Q(6) During his conference at Bogazici University organised by BU Ekonomi Kulubu on December 7, 1998 the State Minister Mr. Isin Celebi made the following comments:
a) "The Banks in Turkey prefer to make profit by holding a significant "Foreign Currency Open Position."
b) "The deposit insurance scheme (system) applied in Turkey is not fair."
Explain the above two comments. What did Isin Celebi mean? How does these systems he mentioned in a) and b) above work?
Q(7) The Basel Committee on Banking Supervision is a Committee of banking supervisory authorities which was established by the Central Bank Governers of the Group of 10 countries in 1975.
The Basle Committee has been working to improve banking supervision at the international level for many years. The Committee has prepared 25 Core Principles for effective Bank Supervision.
Explain the "Methods of Ongoing Banking Supervision" which is icluded in these 25 Core Principles.
Q(8) The Basel Committee recommends that banks, in regular financial reporting and other public disclosures provide timely information which facilitates market participants assesment of banks.
It has identified 6 broad categories of information, each of which should be addressed in clear terms and appropriate detail to help achieve a satisfactory level of bank transparency.
Explain each 6 categories of information recommended for proper bank transparency.
Q(9) Banks include 4 Financial Statements in their "Annual Report".
Prepare the Balance Sheet and the Statement of Income of the Bank which you anaylised in your Term-Project paper. Use any round numbers as you wish.
Before preparing these Statements read the following question. First prepare your Balance Sheet. Then using your interest rate assumptions and the Balance Sheet numbers prepare your Income Statement. During answering this question you will prepare the answer to the following question.
Q(10) Prepare a List showing the realasionship between the Balance Sheet numbers and the Income Statement numbers. Show your assumptions and computations.
Explain the following banking conceps:
- Funding Risk
- Embedded Option Risk
- Basis Risk
- Interest Rate Sensitive Assets
- Short Foreign Exchange Position
- Interest Rate Sensitivity Gap
- Quasi Equity Loan
- Securitisation of Assets
- Call Risk
- Interest Rate Gap Strategy
- Liquidity Mismatch
- Yield Curve Risk
- Translation Gain/Loss
- Transaction Gain/Loss
- Banking Llaw Loan restrictions
- Capital Adequacy Ratios
Demirbank was taken over by the Savings Deposit Inurance Fund (SDIF) on December 06, 2000 due the Liqudity Problems and Profitability Problems faced by the Bank when TL interbank overnight borrowing rates increased to %1700 and the foreign investors and lendors called their investments back from the Turkisk market which resulted in foreign currecy outflow of some USD 6 billion from Turkey in one week.
Demirbank had an A&L copmosition which quickly reacted to this Market Change and in one week the Bank lost its Liquidity and made significant NII losses.
1) Prepare the Balance Sheet of Demirbank as of 30 November 2000, before the
2) Prepare the Balance Sheet of Demirbank as of 31 December 2000, after the
Crises when it was taken over by the SDIF.
3) Prepare the Statement of Income of Demirbank for the month of December 2000 (one month only) State your A&L volume and interest rate assumptions. Show your interest income and interest expense calculations for the month.
Electronic Money is going to be used in future for payment of goods and services. Expain the E-Money system, its key issues and conceps and the benefits to the bank, to the customer and to the economy.
Q(14) Explain the future trends in Electronic Banking.
Write a recommendations report to the new General Manager of IXIRBANK , a new bank to be established to give banking services only through internet media without any branches, explaining to him what he should do and not do to to establish a successfull banking Web-Site, to give good quality of service to its customers and to attract customers of existing banks to use new IXIRBANK services.
Explain the different kinds of plastic cards used in electronic payment seystem. Explain the key conceps, security issues, differences between each type of card and the future trends in plastic card payment systems.
June 1998 Final Exam.doc
May 1998 Midterm Exam.doc
January 2000 Final Exam.doc
March 2000 Midterm Exam.doc
May 2000 Midterm Exam.doc
June 2000 Final Exam.doc
December 2000 Midterm Exam.doc
January 2001 Final Exam doc
May 2001 Midterm Exam.doc
December 2001 Midterm Exam.doc
January 2002 Final Exam.doc
December 2002 Mid-Term Exam.doc
May 2003 Mid-Term Exam.doc
December 2003 Mid-Term.doc
January 2004 Final-Exam.doc
June 2004 Final Exam.doc
January 2005 Final Exam.doc
June 2005 Final Exam.doc
December 2005 Mid-Term Exam.doc
April 2006 Mid Term Exam
June 2006 Final Exam
June 2007 Final Exam
May 2007 Mid-Term Exam
December 2007 Mid-Term
January 2008 Final Exam
May 2008 Mid-Term Exam
June 2008 Final Exam
December 2008 Mid_Term Exam
January 2009 Final Exam
April 2009 Mid-Term Exam
June 2009 Final Exam
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